Vertical · Equity Comp
Equity Compensation Planning
RSU, ISO, NSO, ESPP, and 83(b) tax planning for tech, biotech, and pre-IPO employees navigating equity-heavy compensation.
What this vertical covers
- RSU sell-at-vest vs. hold modeling with concentration-risk analysis
- ISO/AMT exposure calculations and exercise-timing strategy
- ESPP qualifying-disposition vs. ordinary-income tax-impact analysis
- 83(b) election decision support for early-stage employees
- 10b5-1 plan structure and trading-window guidance
Recent equity comp writing
RSU: Sell at Vest or Hold? The Math
Concentration risk, tax-efficiency, and the framework most equity-comp employees should use.
ISO AMT Bill Calculator: 2026 Numbers
How to estimate the AMT hit on an ISO exercise and when to spread it across years.
ESPP Qualifying vs Disqualifying Disposition
When holding ESPP shares 18+ months actually saves taxes, and when it doesn't.
83(b) Election: 30-Day Deadline Math
Why early-stage hires almost always file an 83(b), and the cases where they shouldn't.
10b5-1 Trading Plan Setup for Insiders
How to set up an SEC-compliant rule 10b5-1 plan to sell shares during blackout windows.
Equity Comp by metro
City-specific guidance — federal rules layered with state-tax and local-economy patterns that materially change planning outcomes.