Divorce Financial Planning
Asset division, QDRO drafting, alimony tax treatment, and post-decree financial reconstruction for high-asset US divorces.
What this vertical covers
- QDRO drafting and pension valuation analysis
- Pre- and post-marital asset tracing
- Alimony and child-support tax-treatment modeling under post-TCJA rules
- Retirement-account splits without triggering early-withdrawal penalties
- Post-decree budget and benefit-replacement planning
Recent divorce planning writing
Divorce and Social Security: Spousal and Survivor Benefits Post-Divorce
The 10-year marriage rule, ex-spousal benefits at 62 vs FRA vs 70, the independently entitled exception, deemed filing, and worked dollar examples.
QDRO Basics: Splitting a $300K 401(k) in Divorce Without the 10% Penalty
Step-by-step QDRO mechanics, the tax-deferred transfer, and how to avoid common drafting mistakes.
Pension QDRO vs Defined-Contribution QDRO: Different Rules
Why pensions need a Pension QDRO with survivor election, and 401(k)s use a DC QDRO with share allocation.
Splitting Stock Options in Divorce: Coverture Fraction Method
Coverture fraction, vesting-date analysis, and tracing pre-marital equity grants for tech-comp couples.
Post-TCJA Alimony: Why a $60K Settlement Now Costs the Payer $22K More
Why post-2018 alimony is no longer deductible and what to negotiate instead.
Selling the Marital Home During Divorce: $250K/$500K Exclusion Math
Exclusion timing, joint vs single filer impact, and step-up basis interaction with divorce.
Community Property States: 9-State Quick Reference
How the nine community-property states differ from equitable-distribution states in asset division.
Post-Divorce Beneficiary Updates: 401(k), IRA, Insurance, Wills
The 90-day post-decree checklist for retirement accounts, life insurance, and estate documents.
Divorce Financial Planning Checklist for High-Asset Couples
Comprehensive planning framework for dividing $500K+ estates — Social Security, QDRO, real estate, alimony tax.
Hidden Assets in Divorce: Forensic Accounting Red Flags
Forensic accounting indicators for income-hiding, asset transfers, and offshore-holding red flags.
Divorce Planning by metro
City-specific guidance — federal rules layered with state-tax and local-economy patterns that materially change planning outcomes.