Boston, MA
Equity Comp in Boston
Biotech RSUs/options with multi-year clinical-trial milestones; Vertex, Moderna, Biogen plans.
Why Equity Comp planning is different in Boston
Boston is biotech, education, and asset-management hub with deep healthcare and university anchoring. The combination of Biotech, asset management (Fidelity, State Street, Wellington), higher education, healthcare. shapes how residents approach equity comp — including which tax levers apply, how state rules layer onto federal treatment, and where the highest-yield planning opportunities sit.
Boston at a glance
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Population
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Median household
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Home ownership
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Median home
Notable neighborhoods
Back Bay · Beacon Hill · South End · Cambridge · Brookline · Newton · Wellesley · Lexington · Concord · Weston · Belmont · Winchester
Local landmarks
Harvard University · MIT · Massachusetts General Hospital · Fenway Park · Faneuil Hall · Kendall Square
Local challenges this content addresses
- Massachusetts 4% millionaire surtax (income > $1M)
- MA estate tax exemption only $2M (lowest in country) — far below federal $13.99M
- Biotech equity-comp with long lock-ups
What equity comp planning covers
- RSU sell-at-vest vs. hold modeling with concentration-risk analysis
- ISO/AMT exposure calculations and exercise-timing strategy
- ESPP qualifying-disposition vs. ordinary-income tax-impact analysis
- 83(b) election decision support for early-stage employees
- 10b5-1 plan structure and trading-window guidance
Decision-stage resources
Model the numbers for your situation:
Boston starter kit
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