Vertical · Estate Planning
Inheritance & Estate Planning
Inherited account handling, step-up basis, federal and state estate-tax planning, and probate-avoidance strategy.
What this vertical covers
- Step-up-basis tax planning on inherited brokerage and real estate
- Inherited-IRA 10-year-rule modeling and decumulation strategy
- Federal estate-tax sunset (Dec 31, 2025) planning
- State-level estate-tax planning (MA $2M, OR $1M, IL $4M, MN $3M, others)
- Probate-avoidance trust structures and beneficiary-designation review
Recent estate planning writing
Step-Up Basis on Inherited Stock: Save Six Figures
How the section 1014 basis step-up wipes out lifetime appreciation, and where it doesn't.
10-Year Rule for Inherited IRAs (SECURE Act)
The new RMD rules for non-spouse beneficiaries and how to plan distributions.
Federal Estate Tax Sunset 2025: What to Do Now
The exemption drops from $13.99M to about $7M Dec 31, 2025. Lifetime gifting strategies before the cliff.
State Estate Taxes: 12 States with Their Own Rules
MA $2M, OR $1M, IL $4M, MN $3M, and how state tax interacts with federal exemption.
Inherited Roth IRA: Tax-Free Growth for 10 Years
Why Roth inheritance is the most tax-efficient form of wealth transfer under SECURE 2.0.
Estate Planning by metro
City-specific guidance — federal rules layered with state-tax and local-economy patterns that materially change planning outcomes.